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NOTICE. PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF.

BANCO POPULAR de Puerto Rico and/or its affiliates (“BANCO POPULAR”) provide their Puerto Rico Business Directory (the "Service") to you via www.PlazaPop.com (the "Site"). You agree to use the Service in compliance with all applicable laws and regulations and in accordance with the following notices, terms and conditions (the "Terms of Use").

GENERAL
By using the Service, you agree to be legally bound and to abide by the Terms of Use, as if you had signed this agreement. If you do not agree to these Terms of Use, please do not use this Site. BANCO POPULAR may, in its sole discretion and without prior notice or liability, discontinue or alter any aspect of the Service. Upon notice published through the Site or otherwise, BANCO POPULAR may modify these Terms of Use at any time. Any use of the Service by you after such notice shall be deemed to constitute acceptance of such modifications.

PROPRIETARY RIGHTS
All content included on this Site, such as text, logos, button icons, graphics, images, audio clips, software and any other material is the property of BANCO POPULAR or its content providers and protected by Puerto Rico, United States and international copyright laws and/or applicable intellectual property laws. The compilation (meaning the collection, arrangement, and assembly) of all content on this Site is the exclusive property of BANCO POPULAR and protected by Puerto Rico, United States and international copyright laws and/or applicable intellectual property laws. All software used on this Site is the property of BANCO POPULAR or its software licensors and protected by Puerto Rico, United States and international copyright laws and/or applicable intellectual property laws. Except as expressly authorized by BANCO POPULAR, you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works from such materials or content.

The content and software on this Site may be used as a shopping resource. You may only print or download one copy of the materials or content on this Site on any single computer only for your personal, non-commercial use, provided you keep intact all copyright and other proprietary notices. Systematic retrieval of data or other content from this site to create or compile, directly or indirectly, a collection, compilation, database or directory without written permission from BANCO POPULAR is prohibited. This Site or any portion of this Site may not be reproduced, duplicated, copied, sold, resold, or otherwise exploited for any commercial purpose that is not expressly permitted by BANCO POPULAR. In addition, use of the content or materials for any purpose not expressly permitted in these Terms of Use is prohibited. BANCO POPULAR reserves the right to refuse service, terminate accounts and/or cancel orders in its discretion, including, without limitation, if BANCO POPULAR believes that your conduct violates these Terms of Use or applicable law, or is harmful to the interests of BANCO POPULAR.

MERCHANTS’ RESPONSIBILITIES
Each individual merchant participating on PlazaPop.com is responsible for setting and explaining its individual shipping, return, security, privacy and other policies applicable to shopping in its stores and purchasing its products or services. BANCO POPULAR does not guarantee, warrant or endorse any product or service sold by a merchant through the Site nor do we have any liability or responsibility for the quality or performance of any product or service sold to you by any merchant. The purchase of any product or service from a merchant using the Service is a transaction solely between you and that merchant, and any question or dispute you may have regarding any such product or service should be addressed directly to the responsible merchant. BANCO POPULAR has no responsibility or liability for any merchant or your relationship with any merchant. You are responsible for paying the entire amount due on your purchase, including any applicable taxes, shipping and other charges assessed by the merchant. With respect to applicable taxes, the merchant will advise you subsequently of the exact amount of tax due on your purchase. BANCO POPULAR has no responsibility whatsoever for any miscalculation or omission by a merchant of applicable taxes on any sale.

BANCO POPULAR also does not guarantee, warrant, endorse or otherwise have any responsibility for any advertisement, contest, sweepstakes, promotion or any other type of marketing made available to you by a merchant. Any such advertisement, contest, sweepstakes, promotion and marketing are being offered solely by the merchant and are entirely the responsibility of such merchant. Any question or dispute that you may have regarding any of the foregoing should be addressed directly to the responsible merchant.

INTERNATIONAL USE
BANCO POPULAR makes no representation that materials on this Site are appropriate or available for use in locations outside Puerto Rico, and accessing them from territories where their contents are illegal is prohibited. Those who choose to access this Site from other locations do so on their own initiative and are responsible for compliance with local laws.

RISK OF LOSS
The risk of loss and title for all items you purchase through the Site will pass to you upon the merchant’s delivery to the carrier.

THIRD PARTY SITES
The links on BANCO POPULAR's PlazaPop.com, including, without limitation, the merchant links, will cause you to leave the Site. These other sites are not under the control of BANCO POPULAR and you acknowledge and agree that BANCO POPULAR is not responsible for the availability of such external sites and is not responsible or liable for the contents, advertising, products, services or other materials on or available from any linked site or any link contained within a linked site. BANCO POPULAR is providing these links to you as a convenience, and the inclusion of any link does not imply endorsement or guarantee by BANCO POPULAR or PlazaPop.com of any products or services offered for sale by merchants.

DISCLAIMER AND LIMITATION OF LIABILITY
THIS SITE IS PROVIDED BY BANCO POPULAR ON AN "AS IS" AND “AS AVAILABLE” BASIS AND YOU AGREE THAT USE OF THE SERVICE IS ENTIRELY AT YOUR OWN RISK. BANCO POPULAR MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SITE OR THE ACCURACY OR RELIABILITY OF INFORMATION, CONTENT OR MATERIALS, OR THE QUALITY OR PERFORMANCE OF PRODUCTS OR SERVICES DISPLAYED ON THIS SITE OR PROVIDED THROUGH OR IN CONNECTION WITH THE SERVICE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, BANCO POPULAR DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND WARRANTIES OF NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. NEITHER BANCO POPULAR NOR ITS AFFILIATES, CONTENT PROVIDERS OR SOFTWARE LICENSORS SHALL BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES. THIS DISCLAIMER OF LIABILITY APPLIES, BY WAY OF EXAMPLE AND IN NO WAY LIMITS THE GENERALITY OF THE FOREGOING, TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATIONS LINE FAILURE, THEFT OR UNAUTHORIZED ACCESS, ALTERATION OF OR USE OF A RECORD, WHETHER THROUGH BREACH OF CONTRACT, NEGLIGENCE OR ANY OTHER THEORY OR CAUSE OF ACTION. YOU SPECIFICALLY ACKNOWLEDGE THAT NEITHER BANCO POPULAR NOR ITS AFFILIATES, CONTENT PROVIDERS OR SOFTWARE LICENSORS SHALL BE LIABLE FOR THE OFFENSIVE OR ILLEGAL CONDUCT OF OTHER USERS OR THIRD PARTIES.

Some jurisdictions do not allow the disclaimer of implied warranties. In such jurisdictions, the foregoing disclaimers may not apply to you insofar as they relate to implied warranties.

INDEMNIFICATION
You agree to indemnify and hold harmless BANCO POPULAR, its content providers and software licensors from and against any damages, including without limitation reasonable attorneys' fees and court costs, that may arise from your breach of these Terms of Use.

APPLICABLE LAW
This Site is created and controlled by BANCO POPULAR in the island of Puerto Rico. Accordingly, the laws of Puerto Rico, without regard to conflicts of laws principles, will govern these Terms of Use. You agree to the exclusive jurisdiction of the courts located in Puerto Rico for any claim or action arising out of or relating to these Terms of Use or your use of this Site, and you further agree and submit to the exercise of personal jurisdiction of such courts for the purpose of litigating any such claim or action.

SEVERABILITY AND INTEGRATION
These Terms of Use constitute the entire agreement between you and BANCO POPULAR with respect to this Site and supersedes all prior or contemporaneous communications and proposals (whether oral, written, or electronic) between you and BANCO POPULAR with respect to this Site. If any part of these Terms of Use is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect.

LIMITATION OF LIABILITY
IN NO EVENT SHALL BANCO POPULAR BE LIABLE FOR ANY DAMAGES, CLAIMS OR LOSSES INCURRED (INCLUDING, WITHOUT LIMITATION, DIRECT, COMPENSATORY, INCIDENTAL, INDIRECT, SPECIAL, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES), HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY ARISING IN CONNECTION WITH: (I) THE SERVICE; (II) ANY FAILURE, DELAY OR DECISION BY BANCO POPULAR IN ADMINISTERING THE SERVICE; (III) TECHNICAL FAILURES, WHETHER MECHANICAL OR CAUSED BY HUMAN ERROR; OR (IV) THE PURCHASE, USE OR MISUSE OF ANY MERCHANDISE, PRODUCTS OR SERVICES OF MERCHANTS, EVEN IF BANCO POPULAR, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, CLAIMS, OR LOSSES.

In some jurisdictions, limitations of liability are not permitted. In such jurisdictions, the foregoing limitation may not apply to you.

Under no circumstances shall BANCO POPULAR be held liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces or causes beyond its reasonable control, including, without limitation, Internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil disturbances, shortages of labor or materials, fires, flood, storms, explosions, acts of God, war, governmental actions, orders of domestic or foreign courts or tribunals, non-performance of third parties, or loss of or fluctuations in heat, light or air conditioning.

TERMINATION AND MODIFICATION
You agree that BANCO POPULAR may modify these Terms of Use at any time and that posting of these Terms of Use on the Site constitutes adequate notice to you of any changes or modifications, and it is your responsibility to check these Terms of Use periodically. BANCO POPULAR reserves the right to, in its sole discretion, terminate the Service at any time. You further agree that BANCO POPULAR shall not be liable to you or to any third party for any modification, suspension or termination of the Service.


 
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